News

  • Wrightway Elite Car Insurance Policy

    Wrightway Elite is a car insurance product aimed at high value cars. The policy is underwritten by Wrightway Underwriting Ltd and insured by Zurich. Who are Zurich Insurance (Ireland) Ltd & Wrightway? Wrightway are an underwriting agency based in Wexford. They are a long established company who were purchased by Zurich in recent times. Wrightway underwrite this car insurance product (i.e they provide the administration and set the rates) and Zurich insure it. Zurich are better known in Ireland as Eagle Star. The Zurich Group is a worldwide insurance group with more than 60,000 employees and operations in 170 countries. They are well known…

  • What are ‘short term rates’ on a car insurance policy?

    Every car insurance policy will be subject to short term rates in the first year of insurance. This is a penalty imposed by the insurer if you cancel before the 12 months of cover are up. A typical example would be as follows: Period of cover – % of premium that will be refunded Up to 7 days –         85% Up to 14 days –       80% Up to 1 month –      75% Up to 2 months –    60% Up to 3 months –    50% Up to 4 months –    35% Up to 6 months –    25% Up to 8 months –   …

  • XS Direct Ireland – Car Insurance

    XS Direct Car Insurance was launched in 2007 to the Irish insurance market and is available through Martin Insurance. What is different about this policy? The big difference on this car insurance policy is the excess (as the name suggests). A standard car policy will have an excess of around €150 – €300. The standard excess on this policy is: – €500 for the XS select policy. – €1000 for the XS Direct Start policy. – €3000 for the normal XS direct policy. What is an excess? An excess if the first part of any claim that you pay. If…

  • Use an insurance broker or go direct?

    What is the best option, going to a broker or going direct to an insurance company? There are a number of benefits to either option: Benefits to going direct are: 1. You may get a better price than through a broker. 2. You cut out the middle man. Benefits to going to a broker are: 1. A broker is independent and will give you independent advice. 2. A broker is impartial. 3. A broker is working for you. Would you deal with a legal matter without talking to a solicitor? 4. A broker will deal with a large number of…

  • Wrightway Standard – Car Insurance Product

    This is an excellent value car insurance product underwritten by Wrightway and insured by Zurich Insurance (Ireland) Ltd. Who are Zurich Insurance (Ireland) Ltd & Wrightway? Wrightway are an underwriting agency based in Co. Wexford. They are a long established company who were purchased by Zurich in recent times. Wrightway underwrite this car insurance product (i.e they provide the administration and set the rates) and Zurich insure it. Zurich are better known in Ireland as Eagle Star. The Zurich Group is a worldwide insurance group with more than 60,000 employees and operations in 170 countries. They are well known and highly rated financial services group. Wrightway standard is a…

  • Chubb Masterpiece Motor – The best car insurance policy available in Ireland?

    This policy is certainly different to any other car insurance policy available on the Irish market. It is targeted at people with high value cars. Chubb don’t expect to be the cheapest car insurance policy available but then the cover is a lot better that you will get from other insurers. Chubb use a 3 step approach – as follows: Step 1 – Chubb agree the value of your car upfront. This is what is known as an agreed value basis of cover. This is the amount you will get if your car is stolen or written off. No need to haggle with your car…