Employers Practices Liability Insurance
We provide Employment Practices Liability insurance for small and large companies across many sectors including construction, manufacturing, engineering, retail, distribution, professional services, technology, recycling and motor trade.
Our current clients include small companies with less than five employees as well large firms with hundreds of employees.
We get the best quotes because we work with more than 40 specialist insurers across Ireland, UK & Europe. We also have a team of qualified and experienced professionals as well as dedicated claims handlers.
What is Employment Practices Liability Insurance?
Every business has a legal obligation to comply with a range of employment laws which are designed to protect the rights of employees.
Employment Practices Liability insurance provides cover for claims arising out of non-physical-injury employment claims such as alleged, wrongful or unfair dismissal, breach of contract, discrimination, harassment, defamation or infliction of emotional distress.
Examples of Employment Practices Liability Claims
✓ An employee was dismissed from his job for under-performance. He brought an unfair dismissal claim on the basis that fair procedure was not followed. The Employment Practices Liability insurer provided specialist legal advice and defence in court as well as negotiated settlement.
✓ Company directors were unaware that a senior manager was bullying another employee. The employee brought a constructive dismissal claim. Insurers provided legal defence and funded the claim.
Why purchase Employment Practices Liability Insurance?
Employment Practices Liability claims are becoming more common and more costly for employers. Fortunately the cover is still relatively cost effective and it provides an important form of protection for employers both in terms of the insurance for claims payments and the access to specialist legal defence.
In the absence of an Employment Practices Liability insurance policy, you or your business would be required to fund all of the legal and compensation costs yourself as well as sourcing the specialist legal advisers required to defend such actions.
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“We have been a customer of Martin Insurance for a number of years on business and vehicle insurance. We have always been extremely happy with the expertise and service we received from their knowledgeable and helpful staff, and have no hesitation in recommending them to any business owner.”
“We have been a customer of Martin Insurance for business and vehicle use for a number years now and they always provide a friendly, efficient, reliable and professional service. Each year we know they are looking after our needs and making sure we get the best service and customer care. We would have no hesitation in recommending Martin Insurance to provide the correct cover for your needs.”