Motor Fleet Insurance

We provide Motor Fleet Insurance for small and large companies across many sectors including construction, manufacturing, recycling, engineering, retail, distribution and technology.

Our current clients include sole traders and large firms with hundreds of employees.

We get the best quotes because we work with more than 40 specialist insurers across Ireland, UK & Europe. We also have a team of qualified and experienced professionals as well as dedicated claims handlers.

What is Motor Fleet Insurance?

Most businesses start out with one vehicle and grow from there. Sole traders and small companies with 2-3 vehicles can remain on individual policies but generally as a business grows it eventually makes more sense to move to a motor fleet policy.

The benefits of a motor fleet policy can include

  • Open Driving
  • No requirement for bonuses on new vehicles
  • Annual declaration of vehicles cover which can include automatic cover for new vehicles or temporary additions during the year without the need to inform the insurer every time.
  • Blanket certificates
  • Wider cover
  • Flexibility.

As always, subject to policy terms and conditions.

Can mobile plant & machinery be covered under Motor Fleet Insurance?

Every mechanically propelled vehicle (including plant and forklifts) is required by law to have motor insurance whether it operates on public or private property. Motor Insurance for plant & machinery can be covered under a motor fleet insurance policy or on a separate plant & machinery motor policy. It is also important to arrange engineering insurance to cover the risk of fire, theft or accidental damage to plant & machinery.

So there are three different insurance policies that need to be in place for plant and machinery:

  1. Motor Insurance to cover third party claims whilst it is moving from A to B
  2. Engineering Insurance to cover accidental damage, fire or theft
  3. Public Liability Insurance which will cover claims arising out of the use of the machinery as a tool of trade.

As always, all covers are subject to policy terms and conditions.

Examples of Motor Fleet Insurance Claims

✓  Company vehicle written off in a motor accident.

✓  Company vehicle stolen.

✓  Third Party claim arising out of a motor accident on an insured fleet vehicle.

SPEAK TO AN EXPERT

James Martin
Diploma in Insurance
Diploma in Corporate Finance
T: 0494332944
E: james@mib.ie





    “We have been dealing with Martin Insurance for many years, and it’s the personal service that keeps us coming back year after year.”

    Peter Strahan, Managing Director
    Lantech IT Services Ltd (Dublin)

    “We have been a customer of Martin Insurance for a number of years on business and vehicle insurance. We have always been extremely happy with the expertise and service we received from their knowledgeable and helpful staff, and have no hesitation in recommending them to any business owner.”

    Ken Taylor, Managing Director
    K.T.Communications Ltd (Monaghan)

    “We have been a customer of Martin Insurance for business and vehicle use for a number years now and they always provide a friendly, efficient, reliable and professional service. Each year we know they are looking after our needs and making sure we get the best service and customer care. We would have no hesitation in recommending Martin Insurance to provide the correct cover for your needs.”

    Nevin Traynor, Managing Director
    Traynor Environmental Ltd (Cavan)