Use an insurance broker or go direct?

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What is the best option, going to a broker or going direct to an insurance company? There are a number of benefits to either option:

Benefits to going direct are:

1. You may get a better price than through a broker.
2. You cut out the middle man.

Benefits to going to a broker are:

1. A broker is independent and will give you independent advice.
2. A broker is impartial.
3. A broker is working for you. Would you deal with a legal matter without talking to a solicitor?
4. A broker will deal with a large number of insurance companies and will shop around for you.
5. Many insurers will only deal through brokers.
6. When a claim occurs, a broker will guide you through the process. They will advise you of the best way to go about making your claim. They will often use their relationships and influence with insurers to get you a better settlement.

If you would like a quotation, please call us on 049-4332944, e-mail or complete our online enquiry form.

Disclaimer: The material contained is this article is for general information purposes only and does not constitute professional advice.

James Martin
James Martin
James Martin has 16 years of experience as a general insurance broker. He is a member of the Chartered Insurance Institute and has completed a Diploma in Corporate Finance.

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