Martin Insurance Brokers offer a tailored insurance policy for Tool & Plant Hire companies located in both Republic of Ireland & Northern Ireland. The policy is a combined package underwritten by an ‘A Rated’ insurer.
Cover
The policy provides a full package of cover for Tool & Plant Hire companies and cover includes:
Public / Products Liability Cover (can include servicing)
1. Indemnity limits of €6.5M or €5M and higher available if required.
2. Extends to cover your liability for plant and tools on hire.
3. Indemnity to County Councils, Local Authorities or other public bodies where required.
Employers Liability Cover
1. Indemnity limits of €3M or €10M and higher available if required.
2. Cover for property repairs included.
3. Working director cover can be included.
Property Damage Cover
1. All Risks cover including Theft
2. Covers stock of light tools and equipment and can extend to lawnmowers etc
3. Can extend to include customers goods for which the insured is responsible
4. Money cover extension where required
5. Computer cover extension
6. Business Interruption section
Plant & Machinery Fleet Cover
1. Accidental Damage, Fire & Theft cover on Plant & Machinery whilst on hire, in transit or in storage.
Engineering Inspection Service
1. Inspection of plant and machinery in line with EU & Domestic legislation.
Motor Fleet
1. Full open drive cover for plant and machinery which is being driven with the insured’s consent.
2. Annual Declaration option with cover for any vehicle owned, hired or lent to the insured.
3. No upper weight limit for vehicles.
Scheme Benefits
1. Cover for sales, hire, servicing and other associated activities where required.
2. Wording acceptable to County Councils, Local Authorities & Public Bodies.
3. Tailored policy wording for the Hire Industry.
If you would like a quotation, please call us on 049-4332944, e-mail info@martininsurance.ie or complete our online enquiry form.
Disclaimer: The material contained is this article is for general information purposes only and does not constitute professional advice.