News

  • Liability Insurance – terms you should know

    Every insurance policy contains detailed terms and conditions. The following is an overview of some of the most important terms and conditions typically found in contractors liability insurance policy documents. Please submit your questions at the end of this blog. Adjustable Premium Liability Insurance policies are rated on turnover, payroll & payments to subcontractors (or in some cases employee numbers). You will be required to make a projection of turnover, wages and payments to subcontractors (or number of employees) at the inception of the policy and a declaration at renewal. If the declared figures are higher than the projections then…

  • Young Drivers Car Insurance – Call Martin Insurance for a competitive quote today!

    Martin Insurance are delighted to announce that we have partnered with a specialist A-rated insurer to provide excellent value car insurance to young male and female drivers in Replublic of Ireland. We can quote excellent rates for males and females with provisional or full licence from age 17 up. Call us for a quote on 1890-399-399 for our best rate. Quotes are available on the website also but we can offer considerable discounts if you contact us directly.

  • An overview of the penalty points in Ireland

    The Road Traffic Act 2002 introduced the concept of penalty points being issued for motoring offences. This Act provides for 69 offences which can attract penalty points. How does the penalty points system work? Penalty point offences are recorded on your driving licence if: 1.You are convicted of a driving offence that attracts penalty points, or 2.You are served with a fixed fine notice in respect of an alleged offence that attracts penalty points and you opt to pay the fine rather than having the matter referred to the courts for determination. No driver in Ireland is allowed drive a…

  • Health Insurance – Dont miss those special offers…

    August 2010 We are now approaching the period when all three health insurers typically review their rates and decide what price increases to apply before year end. A key factor in the rate of increase will be whether the Minister for Health decides to increase the health insurance levy, currently €185 per adult and €55 per child. But there’s good news for Irish consumers especially for those with families. By acting now, you can potentially reduce the cost of your children’s health insurance by 50 – 100% for the next 12 months which could reduce your bill by up to…

  • Car Insurance – Open Drive…… What is it? Do you have it? Do you think you have it when in fact you do not?

    Recently, I noticed a friend (who shall remain anonymous) driving her boyfriend’s car. So, I asked if it had cost much to add her on to his car insurance. Her reply was something like: ‘I have open drive, I think – im over 25’. So a little more digging and we eventually find out that because she had ‘driving other cars extension’ on her policy, she thought she could drive any car and that comprehensive cover would apply regardless of what car she was driving. Initially, I thought this was just an isolated case (as she is not the sharpest…

  • Unoccupied House Insurance – What are the options?

    Option 1: Contact Martin Insurance on 0818 28-29-30 and we will talk through your specific requirements. We are independent and deal with a panel of 30+ insurers. Other Options: Holiday Home Is the house a former family home which has become unoccupied due to the death of a parent? In many cases these houses are used by family members at different times during the year when they come home on holidays etc. In such cases, a holiday home policy can be the best option. This option should be discussed with your provider. It may not always work. Rental Property If it is…