Martin Insurance provide tailored cover for unoccupied properties through a panel of specialist insurers: Buildings, Contents & Public Liability cover is available. The cover can include: – fire – smoke – lightning – explosion – storm – flood – escape of water – escape of oil – collision by vehicle – falling trees – architects fees and debris removal Exclusions which may apply include: – theft – gradual ingress of water from shower units or baths.

What is a voluntary excess on car insurance?

Posted by James Martin on June 6, 2015

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Category: 2015
Irish car insurance – The voluntary excess option. Many car insurance companies in Ireland offer a voluntary excess option on their policies. What is it? A policy excess is the first part of any claim that you pay. The standard excess on car insurance in Ireland can vary from around €125 to about €400. In general, a standard excess will be around €300. This means that if your claim is agreed at €4000, you will
Every car insurance policy will be subject to short term rates in the first year of insurance. This is a penalty imposed by the insurer if you cancel before the 12 months of cover are up. A typical example would be as follows: Period of cover – % of premium that will be refunded Up to 7 days –         85% Up to 14 days –       80% Up to 1 month –      75% Up to 2 months

Use an insurance broker or go direct?

Posted by James Martin on April 9, 2015

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Category: 2015
What is the best option, going to a broker or going direct to an insurance company? There are a number of benefits to either option: Benefits to going direct are: 1. You may get a better price than through a broker. 2. You cut out the middle man. Benefits to going to a broker are: 1. A broker is independent and will give you independent advice. 2. A broker is impartial. 3. A broker is