Employers Practices Liability insurance cover is available to cover the potentially crippling court awards & associated legal expenses of an employment claim.
It is impossible for management to know what every employee is doing or saying and in an increasingly litigious environment an employment claim can come from anywhere. Even in the best managed businesses, mistakes do happen.
An EPL policy will typically provide cover for:
Claims brought against an employer arising out of actual or alleged, wrongful or unfair, employment related issues such as;
- discharge or termination of employment
- breach of an oral or written contract
- failure to employ or promote
- deprivation of a career opportunity
- infliction of emotional distress etc
The cost of cover for SMEs employing up to 50 workers is typically between €500 and €2000.
We are always happy to discuss your insurance query or to provide a no obligation insurance quotation. Call us on 1890-399-399, email info[at]martininsurance.ie or complete our online enquiry form.