Public & Employers liability insurance provides cover for the costs and expenses of dealing with personal injury or third party property damage claims which arise out of the running of your business. (As with all insurance policies, cover is always subject to the policy terms & conditions – so please read your policy document) How

Does a General Building Contractor liability insurance policy provide cover for demolition? Building Contractors are not always clear about what is covered under their liability insurance policy. A common query is the issue of demolition work. Is it covered or not? There are 2 key points to note here: 1. The business description on the

It is obviously important to point out that every liability insurance policy is slightly different and there may be exclusions or restrictions on your liability insurance policy which restrict cover. Please contact your broker or insurer to discuss your specific requirements and cover. Most General Builder liability insurance policies provide cover for roofing works which

Many small & medium sized contractors do not take the time to read their combined liability insurance policy and are not aware of some of the major exclusions which are incorporated into these policy documents as standard. One such exclusion is the hazardous locations exclusion. Here are 2 examples of how this exclusion may read

The following blog discusses some of the changes brought about by the Safety Health & Welfare at Work (General Application) (Amendment) Regulations 2012 – Part 10 Pressure Systems. Further information is available from the Health & Safety Authority. From 1st January 2013, there have been significant changes to legislation relating to the use, examination and

Manual handling is said to be one of the primary causes of injury in the workplace. According to the Health and Safety Authority (HSA) almost 1/3 of accidents reported are in relation to manual handling. It is a major cause of Employers Liability insurance claims. Ken Coonan, Liability Underwriter at QBE Insurance recently wrote a

We have all been exposed to our fair share of insurance adverts on television, radio, newspapers etc. Normally these ads include words like ‘comprehensive, benefits, extras, cover etc’. At the end of the advert there will be a statement along the lines of ’XYZ insurance is regulated by The Central Bank of Ireland’ or similar. Obviously, companies are only going to pay for advertising if

At Martin Insurance Brokers we pride ourselves on giving our clients the best possible service, especially when a claim occurs. In many cases our expertise has resulted in insurance companies paying claims that were initially refused. One recent example was for a client who had their motor insurance claim refused due to mechanical failure. The

Martin Insurance Brokers provide tailored pharmacy insurance packages via a number of specialist underwriters/insurers including Aviva & Zurich. Some of the cover benefits & features can include: – Professional Indemnity & Products Liability. – Employers Liability. – Public Liability. – Money & Glass Cover. – Wrongful arrest. – Legal expenses including fitness to practice. – Seasonal

  http://www.youtube.com/watch?v=ptpaEntid74 - This youtube video demonstrates some of the risks associated with winter driving. One of the best tips for driving in severe winter conditions is…to avoid it! But we all know that’s easier said than done. Snow and ice need to be taken s­eriously. This winter, make sure your car is prepared for the